Knowledge Article Payroll & Social Security

Social Security Recommends Insured Persons Designate a Death Benefit Recipient in Advance

To prevent disputes or uncertainty regarding death benefit payments, insured persons are encouraged to designate a beneficiary in advance by completing the official recipient designation form.

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Quick Summary

The Social Security Office recommends that insured persons who are single or have no legal heirs complete a beneficiary designation form in advance. This ensures that the death benefit will be paid to the person they wish to receive the benefit.

Applicable to Section 33 & Section 39 Insured Persons Helps Prevent Unclaimed Death Benefits
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Table of Contents

Why You Should Designate a Beneficiary

Under Thailand's Social Security regulations, if an insured person passes away, the death benefit will be paid to the beneficiary named in the official designation form submitted in advance.

If no beneficiary has been designated, the benefit will be distributed equally among the legal heirs, such as a spouse, parents, or children, in accordance with applicable laws.

Important: If an insured person has no spouse, children, or surviving parents and has not designated a beneficiary, there may be no eligible recipient to receive the death benefit.

Who Should Prepare This Document

1) Single Insured Persons

Individuals without a spouse or children should consider designating a beneficiary in advance.

2) Individuals Without Legal Heirs

Those who have no surviving parents or other legal heirs as defined by law are encouraged to complete the designation form.

Insured persons may designate another individual as the recipient of the death benefit, provided that the official document is properly completed and signed by the required witnesses.

Social Security Death Benefits

When an insured person passes away, the funeral organizer is entitled to receive a funeral allowance of THB 50,000. The death benefit will be paid to the person designated in the beneficiary form. If no beneficiary has been designated, the payment will be made to the legal heirs.

Contribution Period Death Benefit
36 months or more, but less than 120 months 50% of the average wage × 4 months
120 months or more 50% of the average wage × 12 months
Eligible beneficiaries may also receive old-age benefits if all conditions specified by the Social Security Office are met.

How to Complete the Process

The Social Security Office recommends completing the official beneficiary designation form by clearly identifying the intended recipient, providing the recipient's national identification number, and ensuring that the form is signed by the insured person and the required witnesses.

Required Information Checklist

  • Official Death Benefit Beneficiary Designation Form
  • Beneficiary's Full Name
  • Beneficiary's National ID Number
  • Signature of the Insured Person
  • Signatures of the Required Witnesses
After completing the document, keep it in a safe place. The beneficiary or family members may submit it to the Social Security Office when claiming the death benefit.

Conclusion

Preparing a death benefit beneficiary designation is an important step that every insured person should consider, especially individuals who are single, have no spouse, children, or legal heirs.

Completing this document in advance helps ensure that Social Security benefits are paid to the intended recipient, while reducing uncertainty and potential disputes during the claims process.

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Prepared by: AIMSUCCESS Co., Ltd.
Source: Thailand Social Security Office (SSO)